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The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location. Using a prepaid Visa card for online purchases eliminates the chance of problems with your checking account if your debit card information is stolen in transit while you're making Internet purchases. If there is not sufficient value on the prepaid Visa card to pay for a purchase, you can pay the difference with a second form of payment such as a credit or debit card, cash or check. Tell the cashier you are using a Visa prepaid card and how much you will pay with each form of payment at the beginning of the transaction. Prepaid debit cards that have a Visa or MasterCard logo on them are typically entitled to the same Zero Liability Protection as regular debit or credit cards. Unlike a debit card linked to your checking account, however, a prepaid debit card is only at risk for the amount of funds you have deposited (or “prepaid”) into the account.
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